For Homeowners

Attention homeowners: Real estate appraisal services for in Draper and Salt Lake County
Here are the top seven reasons why Utah homeowners call on Luikart Appraisers:

1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
2. To challenge a Utah property tax assessment
3. Remove PMI to reduce their monthly mortgage payment
4. To reinstate your Home Equity Line of Credit (HELOC)
5. Verify another appraiser's report
6. If real estate property needs to be divided because of a divorce
7. To determine the true market value of the real estate in question to settle an estate
Contact Luikart Appraisers
We at Luikart Appraisers understand the unique needs of a consumer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Luikart Appraisers are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value assessment than yours.
Appraisals to cancel PMI
A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Luikart Appraisers is seasoned in helping homeowners just like you rid yourselves of unnecessary PMI insurance.

Own a house in or near Draper, Utah, and need help deciding the value of it?

Contact Luikart Appraisers
Challenging a property tax assessment
Lets say you live in a local area that's declining -- your local tax assessor may have your home overvalued. That means you're most likely paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Luikart Appraisers is your chief weapon.
HELOC recently frozen?
Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. Luikart Appraisers can help you reinstate your home equity line of credit with efficient appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for accuracy, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Luikart Appraisers offers field reviews where we go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can assist you Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property.
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